A Probe Into the Sustainable Development of Petty Loan Companies

Yaxin ZHANG, Xiaoxue WANG


The petty loan companies in China have been in good performance since taken the pilot demonstration, which effectively relieves the rural funds and financing difficulties of SMEs. However, the petty loan companies in the business development also face many problems, such as the unreasonable legal status, the limited sources of funding, the heavy tax burden, high cost, and operational risks, and so on. These issues will be restricted to the sustainable development of petty loan companies. This thesis is in-depth analysis of the problems of petty loan companies in terms of sustainable development, and puts forward suggestions to promote the sustainable development of petty loan companies.


Petty loan company; New type of rural financial institution; Sustainable development

Full Text:



Yao, M. L. (2011). Financial breakout of the private capital——Research on the investments of village banks and petty loan companies by Zhejiang businessman. Hangzhou: Zhejiang University Press.

Wu, X. L. (2011). Blue book of petty loan in China (2009/2010). Economic Science Press.

Han, H. (2010). Chinese rural petty loan system and management. Chinese Social Sciences Press.

DOI: http://dx.doi.org/10.3968/j.css.1923669720130904.6283


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