Assessment of the Willingness of Ebonyi State Government to Adopt the Contributory Pension Scheme in Nigeria



In the year 2004 Nigeria keyed into the contributory pension scheme. This was precipitated by the daunting challenges pensioners face in accessing their pensions under the non-contributory pension scheme which was introduced in 1979 by Act 102. The major challenges that confronted the non-contributory pension scheme were embezzlement of pension funds, and delay in the payment of retirement benefits to retirees and on time. These negatively affected the welfare of retirees. This study reviewed reasons why Ebonyi State government was stuck with the non-contributory pension scheme despite these challenges. The study was conducted in Ebonyi State and the study population was made up of 108 staffs of the Department of Pension’s, office of the Head of Service and staff of the Sub-Treasury, Ebonyi State Ministry of Finance. Questionnaire was administered to 108 respondents, out of which 85 were returned. Data generated reveal government’s unwillingness to submit for passage the contributory pension bill to the Ebonyi State House of Assembly (51.8%) and excessive bureaucracy in the adoption of the contributory pension scheme (60%), that contributory pension scheme is difficult to manage (56.5%) and so forth   as reasons why government has refused to introduce the contributory pension scheme. The study recommends the adoption of the contributory pension scheme as alternative to the challenges pensioners face in the management of the non-contributory pension scheme in Ebonyi State Nigeria.


Government; Non-contributory; Pensions; Retirement and unwillingness

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