The Research of Bank Risk Supervision Index System Based on the Internal Control and Financial Early-Warning

Yue LIU, Xiaoya PENG


The domestic commercial bank survived the financial crisis since 2008 under the protection of the government, but to boost their stable development, the state is striving to reform the commercial bank system. We, under the background of overall revolution of the commercial bank, established a bank risk evaluation index system based on internal control and financial early-warning. After the fuzzy clustering analysis method is employed on Industrial and Commercial Bank of China (ICBC), its comprehensive risk level between 2007 and 2011 is found to stay in the secure zone, but the interest rate risk is found relatively high.


Internal control; Financial early-warning; Risk supervision; ICBC

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