The Risk Control of Qianzhuang

Yanfen WANG


Qianzhuang is the traditional bank born in China. During the late Qing Dynasty to the Republic of China, plenty of historical data proves that Qianzhuang has always been a true financial service provider for Chinese agribusiness and commercial households. The control of deposit and loan risk in Qianzhuang is a concentrated expression of the localization advantages of Qianzhuang, and it still has a strong enlightenment for the risk control of contemporary financial institutions. This paper elaborates the risk control mechanism of Qianzhuang by explaining the risk control of Qianzhuang credit loan and the prevention mechanism of the credit risk, and further discusses the effectiveness of the risk control in Qianzhuang. Money Industry Association was built mainly to resist industrial risk. So there also is a discussion about Money Industry Association’s function to resist industrial risk.


Qianzhuang; Risk control; Credit loans; Money Industry Association

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